Any investment gives rise to a stream of future expected cash flows. DCF converts all of these to an equivalent amount of present-day money (or present value) by discounting each future cash flow for the appropriate number of periods (for example, years) by the periodic discount rate. The periodic discount rate is the investor's required rate of return including the time preference rate, a premium for risk and an adjustment for inflation.

Having established the present values<
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3.4 Variability of income

This applies to investments where the return is defined in generic terms but the actual amount of the return may fluctuate in an unpredictable manner. As we have seen, the most obvious example is the company share, but there are others, such as debt instruments (such as many bank deposits) where there is a contractual right to interest but the interest rate fluctuates according to some formula â€“ or even simply at the whim of the bank! An important example of this type of security is the Flo
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Pill bug
One reason why pill bugs are considered to be crustaceans is because they have segmented legs. Pill bugs are terrestrial animals and breathe through gills, so they need to live in a moist area.
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Fantastic Fractions!
Use these activities to practice your fractions First, find equivalent fractions by clicking on this link.
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Harry Potter - Quiz
So what do you know about Harry Potter?
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September Monthly Sea Ice Concentrations for 1979-1998 (Purple)
Arctic sea ice concentrations in September of each year from 1979 through 1998
Author(s): Claire Parkinson,Tom Biddlecome

How Many Drops?
In this lesson and its associated activity, students conduct a simple test to determine how many drops of each of three liquids can be placed on a penny before spilling over. The three liquids are water, rubbing alcohol, and vegetable oil; because of their different surface tensions, more water can be piled on top of a penny than either of the other two liquids. However, this is not the main point of the activity. Instead, students are asked to come up with an explanation for their observations
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Dictionary Skills Worksheets
8 worksheets to teach basic dictionary skills. The assignments are based from the Concise Oxford School Dictionary - Irish Edition published by The Educational Co (Edco).
Author(s): John O'mahony

This three minute video is a step-by-step guide to making  homemade pizza. It is simple enough for students to make this in class where the necessary equipment and ingredients are available. A fun activity and students can even decorate them to reflect what they are studying.
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Civil Rights in Atlanta
A slow loading seven minute video that reviews the treatment of Blacks in Atlanta, Georgia and the continuing of Jim Crow laws. The impact of the play, The Klansman, that glorified the KKK. The start of the riot in Atlanta is explained. A good video to show students the impact of hatred and propaganda.
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Next Steps

After completing this unit you may wish to study another OpenLearn Study Unit or find out more about this topic. Here are some suggestions:

If you wish to study formally at The Open Univeristy, you may wish
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3.9 Understanding process words
Do you get stressed at the thought of an examination? Does the idea of revision fill you with dread? This unit will provide a host of tips to help you improve your revision and examination techniques and enable you to manage your time effectively by creating a timetable for your revision.
Author(s): The Open University

The Presidency: First Lady Betty Ford
Historian and author Carl Anthony discusses First Lady Betty Ford. The lecture coincides with an exhibit at the museum on Betty Ford s unique life -- - from her Grand Rapids upbringing to a career in fashion and dance, to a congressman s wife, First Lady of the land, to helping millions with breast cancer awareness and overcoming for herself and helping others defeat chemical dependency. (05:41)
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Cronometraje y Perfilado - Memoria Virtual

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What Is Money?
<img src="http://mises.org/Controls/Media/DocumentImage.ashx?Id=6500" vspace="4" hspace="4" style="margin: 10px;" /><br />

Gait Exam: Abnormal Examples: Ataxic Gait
This woman's gait is wide-based and unsteady. She has to use a walker or hold on to someone in order to maintain her balance (note how hard she has to work with the hand that she's holding on with in order to maintain her balance). Her ataxia is even more apparent when she tries to turn. The first principle of neurologic diagnosis is regional or anatomical localization. In order to become skillful the student must understand how structure relates to function of the nervous system. The neurologic
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Comment on Fashion celebrity Tim Gunn to speak April 5 by marvel
Ah, I missed this. Anyone know if Mr. Gunn is going to speak on campus or nearby again anytime in the near future?
Author(s): marvel

Comment on Save the Date: Employee Picnic and symphony events scheduled for May by Jdfljadf
instead of employee celebration day why don't they just give us cheaper/better parking